Payment Policy

Payment Policy

Dandy Rustic Fine Furniture, LLC

Effective Date: May 25, 2025  |  Last Updated: May 25, 2025

At Dandy Rustic Fine Furniture, LLC, we want your shopping experience to be smooth, secure, and completely worry-free — from the moment you fall in love with a piece of furniture to the moment it arrives at your door. This Payment Policy explains how we handle payments, what methods we accept, how your financial information is protected, and what to do if any payment issues arise.

Please read this policy carefully before completing your purchase. If you have any questions, our team is always happy to help.

 

We offer a variety of secure and convenient payment options to make purchasing your furniture as easy as possible. We currently accept the following forms of payment:

 

✔        Visa

✔        Mastercard

✔        American Express

✔        Discover

✔        PayPal

✔        Shop Pay

✔        Apple Pay

✔        Google Pay

✔        Debit cards with a Visa or Mastercard logo

 

All payment methods listed above are processed through secure, encrypted payment gateways. We do not accept personal checks, money orders, or cash payments at this time.

Available payment methods may vary slightly depending on your location or device. If your preferred payment method is not listed, please contact us and we will do our best to assist you.

 

When you place an order on our Website, payment is authorized and charged at the time your order is submitted and confirmed. By completing your purchase, you authorize us to charge the full order amount — including any applicable taxes and shipping fees — to your selected payment method.

 

When is my card charged? Your payment is processed immediately when you click "Complete Order" at checkout. You will receive an order confirmation email shortly after your payment is successfully processed. If your payment cannot be completed, your order will not be confirmed.

 

Because furniture orders often require coordination with manufacturers, warehouse teams, and freight carriers, we begin processing your order as soon as payment is confirmed. For this reason, cancellation requests must be made promptly after purchase (see our Cancellation and Refund Policy for details).

 

All prices listed on our Website are displayed and charged in United States Dollars (USD). If you are purchasing from outside the United States, your bank or payment provider may apply currency conversion fees. These fees are determined by your financial institution and are not charged by or controlled by Dandy Rustic Fine Furniture, LLC.

We recommend checking with your bank or card issuer if you have questions about international transaction fees before completing your purchase.

 

4.1 Product Pricing

All furniture prices displayed on our Website are listed in USD and are subject to change without prior notice. The price you see at checkout is the price you pay for the product itself. Shipping costs and applicable taxes are calculated and displayed separately before you complete your purchase — there are no hidden fees.

 

4.2 Sales Tax

Sales tax is calculated based on the shipping destination address and the applicable state and local tax rates. Where required by law, sales tax will be added to your order total and displayed clearly at checkout before you submit payment.

As a business operating in the state of Georgia, we are required to collect sales tax on orders shipped to Georgia addresses in accordance with Georgia state law. Orders shipped to other states may be subject to sales tax depending on applicable nexus laws and tax regulations in those states.

Tax rates and requirements may vary and are subject to change in accordance with federal, state, and local regulations. If you have specific questions about tax charges on your order, please contact us.

 

4.3 Promotional Prices and Discounts

Discount codes and promotional prices are valid only for the specified promotion period and cannot be applied retroactively to completed orders. Only one discount code may be applied per order unless otherwise stated.

 

Your financial security is our top priority. We take extensive measures to ensure that all payment information shared with us is protected at every step of the transaction.

 

How We Protect Your Payment Information

✔        SSL Encryption: Our entire Website uses SSL (Secure Socket Layer) encryption. This means all data transmitted between your browser and our store is encrypted and protected from interception.

✔        PCI-DSS Compliance: All payment processing is handled through PCI-DSS compliant payment gateways, meaning your card data is handled to the highest security standard in the payments industry.

✔        No Card Storage: We do not store your full credit or debit card number on our servers. Payment data is transmitted directly and securely to our payment processors.

✔        Shopify Secure Checkout: Our store is powered by Shopify, which employs industry-leading security infrastructure to protect your data during and after checkout.

 

While we implement strong security measures, no system can be guaranteed 100% secure. We encourage you to use a private and secure internet connection when shopping online and to keep your account credentials confidential.

 

Occasionally, payment issues may arise during the checkout process. Below are the most common scenarios and what to do if you encounter them.

 

6.1 Declined Payment

If your payment is declined, your order will not be processed. Common reasons for a declined payment include:

•        Incorrect card number, expiration date, or CVV code entered

•        Billing address does not match the address on file with your bank

•        Insufficient funds in your account

•        Your bank has flagged the transaction as suspicious and placed a hold

•        Your card has a daily spending limit that has been reached

 

If your payment is declined, please double-check your payment details and try again. If the problem persists, we recommend contacting your bank or card issuer directly, or trying a different payment method. You are also welcome to reach out to us for assistance.

 

6.2 Failed or Incomplete Transactions

If you experience a technical error during checkout (such as a page timeout or connection issue), please check your email for an order confirmation before attempting to place your order again. In some cases, your payment may have been processed even if you did not receive a confirmation page. Placing a duplicate order may result in being charged twice.

If you are unsure whether your order was successfully placed, please contact us before resubmitting your payment.

 

6.3 Incorrect Billing Details

If you discover that you entered incorrect billing information after placing your order, please contact us as soon as possible at nancycanseco23@yahoo.com or +1 (770) 374-0806. We will do our best to correct the information before your order is processed.

 

To protect both our customers and our business from fraudulent activity, we use automated fraud detection tools and may perform additional manual verification on certain orders.

We reserve the right to:

•        Place a hold on orders that appear suspicious or high-risk pending verification

•        Request additional identity or payment verification before processing an order

•        Cancel and refund any order that we reasonably believe is fraudulent, unauthorized, or that places our customers or business at risk

•        Decline transactions from IP addresses or regions associated with fraudulent activity

 

If your order is flagged for review, a member of our team will contact you using the information provided at checkout. We appreciate your patience and understanding as we work to keep all transactions safe.

Fraudulent orders — including the use of stolen credit cards or unauthorized payment methods — will be reported to the appropriate authorities.

 

We understand that quality furniture is a significant investment, and we want to make it as accessible as possible. Where available, we offer Buy Now, Pay Later (BNPL) options that allow you to split your purchase into manageable installment payments.

 

These options may include providers such as:

•        Shop Pay Installments — Split your order into 4 interest-free payments or longer-term financing options

•        Afterpay — Pay in 4 equal installments, due every two weeks

•        Klarna — Flexible payment options including pay in 4, pay in 30 days, or monthly financing

•        Affirm — Monthly payment plans for larger purchases

 

Availability of BNPL options may vary based on your location, order total, and eligibility. Each provider has its own terms, conditions, and eligibility requirements. Please review the terms of your chosen BNPL provider carefully before completing your purchase.

Please note that any financing agreements entered into with third-party BNPL providers are between you and that provider. Dandy Rustic Fine Furniture, LLC is not responsible for the terms, fees, or policies of third-party installment payment services.

 

We want you to love every piece of furniture you purchase from us. If for any reason you are not satisfied with your order, please refer to our full Return & Refund Policy for complete details on eligibility, procedures, and timelines.

 

Refund Summary Refund Method: Refunds are issued to the original payment method used at the time of purchase. Refund Timeline: Once a return or refund is approved, please allow 5–10 business days for the refund to be reflected in your account. Processing times may vary depending on your bank or payment provider. BNPL Refunds: If you paid using a Buy Now, Pay Later service, refunds will be processed through that provider and applied to your installment balance in accordance with their policies.

 

Refunds are not issued in cash. Shipping and handling fees are generally non-refundable unless the return is due to our error or a product defect. If you have a question about a refund for a specific order, please contact us directly.

 

If you have any questions, concerns, or issues related to a payment, charge, or billing matter, our team is here to help. Please don't hesitate to reach out — we are committed to resolving any payment-related issues quickly and fairly.

 

Contact Information

 

Dandy Rustic Fine Furniture, LLC 526 Pearl Nix Pkwy, Suite 109, Gainesville, GA 30501, USA Website: https://dandyrusticfinefurniture.com/ Phone: +1 (770) 374-0806 Email: nancycanseco23@yahoo.com Business Hours: Monday through Sunday, 9:00 AM – 7:00 PM (EST)

 

We aim to respond to all payment-related inquiries within 1–2 business days.

 

Thank you for choosing Dandy Rustic Fine Furniture, LLC.

We are honored to be part of making your home more beautiful.